No worries, we’ve got you covered.
We have 20 years experience in Insurance industry.
HOME INSURANCE
HEALTH INSURANCE
TRAVEL INSURANCE
LIFE INSURANCE
CAR INSURANCE
WEALTH INSURANCE
How we work?
This is how we work in just 4 simple steps.
01.
Free Consultation
02.
Sign a Contract
03.
Research & Planning
04.
Project Done!
Request a Free Call Back
Proin eget tortor risus nulla porttitor accumsan tincidunt
Car Insurance
Vehicle insurance is insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle. Vehicle insurance may additionally offer financial protection against theft of the vehicle, and against damage to the vehicle sustained from events other than traffic collisions.
Home Insurance
Home insurance, is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Life Insurance
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money in exchange for a premium, upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.
F.A.Q.
Frequently Asked Questions are here!
These loans can be availed by those individuals who want to construct a house according to their wishes instead of purchasing an already constructed one. The loan application and approval process for home construction loans are somewhat different from those of the commonly available housing loans. The plot of land on which the borrower wishes to construct the house should have been bought within a year for the cost of the land to be included as a component for calculating the total price of the house. The borrower has to make a rough estimate of the cost that will be incurred for the construction of the house and then apply for the loan with the same amount.
Land Purchase Loan is provided to consumers buying a plot of land and maybe to build a house later on. A loan for the purchase of land gives opportunity for individual customers to purchase a residential plot of land to do self-construction. The land purchase loans are normally provided for land purchase within municipal limits or if the land is allotted by development authority.
Home Conversion Loan is a loan wherein the borrower has already taken a home loan to finance his current home, but now wants to move to another home. The Conversion Home Loan helps the borrower to transfer the existing loan to the new home which requires extra funds, so the new loan pays the previous loan & fulfills the money required for new home
Bridge loans are short term loans which are availed by people who already own a residential property but are planning to buy a new house. It helps borrowers to fund the purchase of the new house until a buyer is identified for the old house. These are loans that help the customer to bridge the gap between the new plot purchased and old one that has been sold. The difference of amount between the two is funded by bridge loans. It is extended for a period of less than two years and requires the mortgage of the new house with the lender.
Home expansion or extension loans are given out to cover expenses in relation to situations where people want to expand their existing house. Expansion includes alteration in the current structure of the residence to add extra space such as constructing a new room, a floor, a bigger bathroom or enclosing a balcony.
The home purchase loans are the most popular and the most commonly available home loan variants. These loans can be used to finance the purchase of a new residential property or an old house from its previous owners. In this type of loan also, lenders usually finance up to 85 percent of the market value of the house. These loans are provided either on fixed interest rates or floating interest rates or as hybrid loans. Hybrid loans are home loans that have both floating and fixed components as is ideal for those who are uncertain about the changing interest rates. Based on your risk appetite, the major percentage of the loan can be under fixed interest rates or floating interest rates.
Balance transfer loan is basically a home loan to pay off an existing home loan as this enables you to avail a loan with a lower interest rate. As per the RBI guideline, banks now do not charge any pre-payment penalty for foreclosure of the loan.
These loans are funded for executing repair works and renovations for a home you have already occupied. The loan covers expenses incurred on all kinds of renovations and repair works including internal and external painting, external repair works, electrical work, waterproofing and construction of underground or overhead water tank and so on.